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Martinez Law Group Firm can help you file for either Chapter 7 or Chapter 13 bankruptcy.  Due to our experience, we can help you determine what is best for your situation.  Each situation is different and requires a detailed analysis.
Chapter 7 Bankruptcy is the most common form of bankruptcy and was designed to provide people with a way out from the burden of debt they can longer pay. It is generally the quickest form of bankruptcy & allows individuals to eliminate debt.

Chapter 7 bankruptcy eliminates most:

  • • Credit Cards
  • • Judgments & Lawsuits
  • • Medical Bills
  • • Personal Loans
  • • Repossessions

• Utility Bills
• Wage Garnishments


In most cases, people do not lose any of their assets in Chapter 7 bankruptcy because federal exemptions allow you to retain your property. You can obtain a Discharge of your debts in as little as 4 months while getting instant relief from creditor harassment, bill collectors, and collection agencies.

Chapter 13 bankruptcy will help you re-organize your bills, stop foreclosure, repossessions, garnishments and high credit card interest in as little as one day.

Chapter 13 bankruptcy can resolve the following:

  • • Foreclosure or pending sale
  • • High interest credit cards and loans
  • • Late payments on your mortgage
  • • Late payments on your auto
  • • Lawsuits
  • • License suspension
  • • Parking tickets
  • • Repossessions
  • • Wage deductions or payday loans


For assistance to know if Bankruptcy is right for you contact Martinez Law Group today.